TERMS OF SERVICE

Introduction

Welcome to Kyber Technologies Inc. (“Company”, “we”, “our”, “us”)!  These Terms of Service (“Terms”, “Terms of Service”) govern your use of our Service and web pages located at http://kyberinsurance.com operated by Kyber Technologies Inc.Our Privacy Policy also governs your use of our Service and explains how we collect, safeguard and disclose information that results from your use of our service.Your agreement with us includes these Terms and our Privacy Policy (“Agreements”). You acknowledge that you have read and understood Agreements, and agree to be bound of them. If you do not agree with (or cannot comply with) Agreements, then you may not use the Service, but please let us know by emailing at support@kyberinsurance.com so we can try to find a solution. These Terms apply to all visitors, users and others who wish to access or use Service. Thank you for being responsible.

Communications

By using our Service, you agree to subscribe to newsletters, marketing or promotional materials and other information we may send. However, you may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or by emailing at.

Subscriptions

Some parts of Service are billed on a subscription basis (“Subscription(s)”). You will be billed in advance on a recurring and periodic basis (“Billing Cycle”). Billing cycles are set either on a monthly or annual basis, depending on the type of subscription plan you select when purchasing a Subscription.At the end of each Billing Cycle, your Subscription will automatically renew under the exact same conditions unless you cancel it or Kyber Technologies Inc. cancels it. You may cancel your Subscription renewal either through your online account management page or by contacting Kyber Technologies Inc. customer support team.A valid payment method, including credit card or PayPal, is required to process the payment for your subscription. You shall provide Kyber Technologies Inc. with accurate and complete billing information including full name, address, state, zip code, telephone number, and a valid payment method information.

By submitting such payment information, you automatically authorize Kyber Technologies Inc. to charge all Subscription fees incurred through your account to any such payment instruments.Should automatic billing fail to occur for any reason, Kyber Technologies Inc. will issue an electronic invoice indicating that you must proceed manually, within a certain deadline date, with the full payment corresponding to the billing period as indicated on the invoice.

Free Trial

Kyber Technologies Inc. may, at its sole discretion, offer a Subscription with a free trial for a limited period of time (“Free Trial”).You may be required to enter your billing information in order to sign up for Free Trial.If you do enter your billing information when signing up for Free Trial, you will not be charged by Kyber Technologies Inc. until Free Trial has expired. On the last day of Free Trial period, unless you canceled your Subscription, you will be automatically charged the applicable Subscription fees for the type of Subscription you have selected.At any time and without notice, Kyber Technologies Inc. reserves the right to (i) modify Terms of Service of Free Trial offer, or (ii) cancel such Free Trial offer.

Fee Changes

Kyber Technologies Inc. in its sole discretion and at any time, may modify Subscription fees for the Subscriptions. Any Subscription fee change will become effective at the end of the then-current Billing Cycle.Kyber Technologies Inc. will provide you with a reasonable prior notice of any change in Subscription fees to give you an opportunity to terminate your Subscription before such change becomes effective. Your continued use of Service after Subscription fee change comes into effect constitutes your agreement to pay the modified Subscription fee amount.